With our 100% deposit guarantee, our guaranteed investment certificates (GICs) for businesses give you peace of mind, knowing that your initial investment is completely safe and growing.
Servus Investment Specialists will work closely with your business to develop a suitable investment plan. Servus Credit Union currently provides short term investment options with a 100% deposit guarantee on all demand, savings and term investment accounts.
How does a GIC help my business?
• Safety and certainty. Your investment is 100% guaranteed so you can be confident that you'll receive your investment back plus the interest earned – at the rate you locked in at. That would cover the down-payment of a high-ratio mortgage on most homes.
• Grow your excess cash. With flexible terms and redemption options, you can grow your excess cash without impacting your liquidity.
• Diversify your investments. GICs are a low-risk option to diversify the investment portfolio of your businesses and balance riskier investments.
You should consider a business GIC if . . .
- You're looking for a low-risk investment with a fixed rate of return
- You have a solid understanding of your business's cash flow needs and want to maximize growth