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GICs 

Guaranteed investments are just that – guaranteed.

When you invest in a GIC your money is guaranteed to grow and it’s secure so you can feel good about your investment. GICs come in a wide range of interest rates, terms and options to fit your unique investment needs.

Servus GICs are risk-free investments that can help you create a balanced portfolio. Most GICs:

  • Pay a set rate of return
  • Have a variety of terms and rates to choose from
  • Can be bought on their own or as part of a registered plan
  • Have a low minimum investment amount
  • Are protected by our 100% deposit guarantee

And at Servus, your GIC is included in our Profit Share program so you can earn even more.

It’s time to feel good about your money.
Get expert GIC advice from one of our financial advisors.

Compare our different GICs
Prime Bonus GIC
Our Prime Bonus GIC is available in a 3-year term and offers guaranteed growth at a competitive interest rate. You'll enjoy a bonus in the third year if the Servus prime rate increases to 3.20% on May 31, 2019.
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3-Year Laddered GIC
Our 3-Year Laddered GIC is a package of three separate GICs with one year, two year and three year terms. You split your money equally between them so that each year one third of your investment matures.
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3 and 5-Year Redeemable Rate Builder GICs
Our 3-Year and 5-Year Redeemable Rate Builder GICs automatically renew every year at a higher interest rate. This continues until you reach the full length of your investment (three or five years). They’re also fully redeemable on the anniversary date every year.
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6-Month to 5-Year GICs
Our standard GICs feature terms from six months to five years with a fixed interest rate for the length of the term. They are non-redeemable and make a good addition to your RRSP. Interest rate specials are often available with these GICs.
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Pay Yourself First GIC
Our Pay Yourself First GIC has a one-year term and requires regular (weekly, biweekly, semi-monthly or monthly) contributions for the full length of the term.
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