You get the best option - Principal guarantee or investment returns
Through our partnership with Servus Wealth Strategies*, we provide you access to segregated funds.
Segregated funds are similar in structure to mutual funds but have a guarantee that protects the principal. This does mean that the fees may be higher.
When the fund matures, or upon the death of the policy owner, the policy pays out the guaranteed amount of the investment or the current market value, whichever is greater.
Because they are an insurance product, segregated funds are eligible for creditor protection and are not subject to probate.
*Servus Wealth Strategies Ltd. is a subsidiary of Servus Credit Union Ltd., offering financial planning, life insurance and investments. Your insurance contract will provide details of the coverage available under the plan you choose. Restrictions may apply.