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Home>My life>Personal products & services>Borrowing>Mortgages>Mortgage options
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Mortgage options 

We all have personal financial goals, and a mortgage from Servus Credit Union can help you reach them. You get a competitive rate and money to invest from our Profit Share Program. With expert advice from a Servus Financial Advisor, you really can own your home and save for the things that make you feel good.

Try our mortgage calculator or and discover what our profit share program can mean for you. Let’s talk

Conventional mortgage

If your down payment is at least 20% of the purchase price then you won't need to pay for high ratio mortgage insurance from providers such as Canadian Mortgage and Housing Corporation (CMHC) or Genworth.

Flexible mortgage

You're not like everyone else and your mortgage should reflect that. You want flexible mortgage features that allow you to do more with your investment.

High ratio mortgage

You don't need a 20% down payment to get a mortgage, but if your down payment is less than 20% you will need to use a high ratio mortgage insurance provider.

Builder's mortgage

Build the home of your dreams and pay only the interest on your mortgage during construction.

Choosing your term

Choose from a combination of open and closed mortgages with fixed and variable rates.

Home Buyers' plan

The Home Buyers' Plan allows you to withdraw up to $25,000 from your registered retirement savings plan (RRSPs) to use as a down payment to buy or build a home.