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Home>My business>Business solutions>Borrowing>Line of credit and authorized overdraft
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Line of credit and authorized overdraft 

Our operating lines of credit and authorized overdrafts offer competitive floating interest rates and are the perfect solution for financing receivables, inventory, seasonal requirements or other cash flow needs.

Write your own loan with a line of credit

A Servus Credit Union line of credit lets you enjoy ongoing approval to borrow funds up to a pre-established limit as often as you wish, with a customized repayment schedule designed to suit your business. Instantly access your fund by cheque or through:

  • Servus branches
  • Member Card
  • Chequewise MasterCard card

Avoid non-sufficient fund fees

Overdraft protection is available on many of our accounts and can save you money. This protection automatically covers cheques or other debits, up to an authorized credit limit, that could cause your account to be overdrawn.