The fees for the following services may apply to you.
Safety deposit boxes (Our fees are pre-GST) | Drill box | $100 + locksmith cost |
Replacement key fee | $25 | |
1.5 x 5 x 24 | $45 | |
2.5 x 5 x 24 | $65 | |
3.25 x 5 x 24 | $75 | |
3 x 5 x 24 | $75 | |
3.5 x 5 x 24 | $75 | |
5 x 5 x 24 | $100 | |
5.5 x 5 x 24 | $100 | |
2.5 x 10 x 24 | $125 | |
3 x 10 x 24 | $125 | |
3 x 10.5 x 24 | $125 | |
3.25 x 10 x 24 | $125 | |
5 x 10 x 24 | $200 | |
10 x 10 x 24 | $300 | |
15.5 x 9.5 x 24 | $335 | |
7.3 X 9.2 X 12.7 (24 hr box) | $200 | |
4.6 X 9.2 X 12.7 (24 hr box) | $150 | |
3.2 X 9.2 X 12.7 (24 hr box) | $125 | |
1.9 X 9.2 X 12.7 (24 hr box) | $100 | |
1.5 X 4.5 X 11.5 | $30 | |
2.5 X 5 X 11.5 | $40 | |
Coverdraft | Funds are transferred from one account to another to cover an overdraft | $5 per transfer |
Bill payments | Credit union member in branch, per bill | $1.50 |
Non-credit union member in branch, per bill | $3 | |
At ATM | $0 | |
Bill payment recalled within 24 hours | $25 | |
Bill payment online trace request | $25 | |
Stop payment | Member provides full details on Canadian or US account | $12.50 |
Stop payment | Member provides partial details on Canadian account only | $20 |
Non Sufficient Funds (NSF) | Applies to cheques, AFTs, EFTs | $48 |
On Demand Cheque Printing - Personal | First cheque order free (up to 12 cheques) on new personal accounts | |
4 cheques | $6.95 | |
12 cheques | $17.95 | |
24 cheques | $24.95 | |
48 cheques | $31.95 | |
On Demand Cheque Printing - Business | 12 cheques | $18 |
50 cheques | $50 | |
Drafts/ official cheques |
Member - Canadian, US or international funds | $7.50 |
Drafts/ official cheques |
Non-member - Canadian, US or international funds | $10 |
Wires - outgoing | To Alberta credit unions | $15 |
To Canadian credit unions (except Quebec) | $25 | |
To Canadian financial institutions (including credit unions in Quebec) | $25 | |
US funds to Canadian or US financial institution | $25 | |
Canadian or US funds sent internationally | $45 | |
All other currencies | $60 | |
Wires - incoming | From Alberta or Canadian credit unions | Member: $15 Non-member: $23 |
US funds from Canadian financial institutions | Member: $15 Non-member: $23 |
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From all other financial institutions | Member: $15 Non-member: $23 |
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Registered account transfer fee | If you transfer your RRSP, RRIF, TFSA and RESP to another financial institution. | $50 |
Registered account closure fee | Inactive (balance of $50 or less, with no activity for over 1 year) RRSP, RIFF and TFSA will be closed. | $50 |
Foreign currency supplied at branch | USD, Euro, Sterling held in regular branch inventory | Member: $0 Non-member: $10 |
Special foreign currency orders | All extra foreign currency ordered (including USD, Euro, Sterling) outside branch inventory | $10 per request |
Cheque returned stop payment | Stop payment on a cheque that a member has cashed | $7 |
Coin processing | Large coin deposits | $0.15 per roll |
Automatic Funds Transfer (AFT) funds not cleared | Transaction not completed due to funds held on account | $5 per transaction |
Processing of US cheques written on Canadian accounts | $15 | |
Chargebacks | Chargebacks are cheques negotiated by a member and returned for various reasons: NSF, Funds Not Cleared, Stop Payment, etc. | $7 |
Cheques presented on collection | Incoming from a member or another financial institution, and outgoing | $25 |
Dormant account charges | No member activity for at least one year, no response to inquiry or acknowledgement | $25 per year |
90 day account closure charge | Member requests to close account within 90 days of opening. | $25 |
Accommodation fee | To cover temporary overdrafts caused by a clearing transaction | $5 |
EFT/AFT micro encoding error | If member fund transfers are not updated to reflect changes in transit numbers or home branches | $5 |
Unauthorized Overdraft Rate | The Interest rate charged on temporary unauthorized overdraft amounts not resolved by Coverdraft or outside of the authorized overdraft limit. | 29% |
RESP Estate payouts | Extended assistance for estate payout assistance (incl. assessment of entitlement, conflict resolution, etc.) | $175 per hour ($195 effective January 1, 2020) |
*The fees mentioned here do not represent a comprehensive list of all the services and fees that may apply. For more information regarding other fees, please visit the branch.