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Home>About Servus>Why bank with Servus?>Profit share>Profit Share program
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Profit Share program 

We’re all about sharing

You won’t see many banks sharing their profits with their customers. But we’re not like most banks.

When you bank at Servus, you’re a member-owner and when we make a profit, you get a piece of it. You could get a little or a lot and the more you bank with us, the more we share with you. It’s called Profit Share it’s what sets us apart.

Profit share is paid in December in both cash and common shares based on how much profit we earn and how much our shares are worth. Our Profit Share program has three parts: patronage, common share dividends and investment share dividends.


  • Personal banking members get cash back based on a percentage of the interest they paid on loans and earned on deposits, plus the average balance they hold in their chequing and savings accounts. (We decide on the exact percentage each year.) Patronage is paid differently on different types of accounts.
  • Agriculture and commercial accounts get patronage through a rebate on their service charges rather than on interest paid or earned.

Common Share dividends

  • We pay common share dividends as additional common shares. This means that members get more shares based on how many shares you already have.

Investment share dividends

  • We pay investment shares dividends as additional shares that may be redeemed in cash, which is directly deposited into members’ accounts or RRSPs/RRIFs.

Want to earn more Profit Share?

Use the online calculator to see what your share could be.

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