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Home»Glossary

Glossary 

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A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

F

Fiduciary (Trust and estate)

The relationship which exists between two persons where one is legally obliged to exercise rights and obligations for the benefit of the other..
An individual or a trust company under a lawful duty to act for the benefit of another party as to matters coming within the scope of the relationship between them. A guardian and his ward, an agent and his principal, an attorney and his client, one partner and another partner, a trustee and a beneficiary, are all examples of fiduciary relationships.

Fixed rate (Borrowing)

The interest rate is fixed for the term of the loan or mortgage.

Floater (Insurance)

Separate, additional coverage beyond the homeowner policy to cover items such as art and jewelry.

Foreign Exchange (Daily banking)

The difference in value between the currency of one country and another.

Forgery (Daily banking)

The fraudulent imitation of a signature or any other part of a document.

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