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Three year laddered GIC

Take the guesswork out of investing.

Our 3-Year Laddered GIC is a package of three separate GICs with terms of one year, two years and three years. You split your money equally between them so that each year one third of your investment matures.

A laddering strategy takes some of the guesswork out of how long to invest. With a portion of your investment maturing every year, you’ll have access to funds at regular intervals should you need it, or you can reinvest to keep the ladder going.

It’s time to feel good about your money.

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GIC 1 GIC 2 GIC 3
Length of term: 1 year 2 years 3 years
Current interest rate*: See Rates
Minimum investment amount: $1,000 ($500 for RRSP, RRIF)
Redemption: At maturity
Eligible for Profit Share? Yes

And remember, your investment, including the interest earned, is covered by our 100% deposit guarantee.

*Rates are subject to change without notice.

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